Category Archives: Post Frame Buildings

How to Qualify for a Mortgage for a Post Frame Barn

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Qualifying for a mortgage for a post frame barn, equestrian center, or other agricultural building is not so different than for any other building. However, because the completed cost and operating expenses of a post frame barn are often less than with commercial or steel buildings, qualifying may be simpler.

In fact, some lenders specialize in financing post frame or post-and-beam agricultural and commercial buildings and even post frame residences.

Quality Construction Merits Financing

With today’s techniques and materials, modern post frame structures can meet FNMA approval and fixed rate requirements if they are to be, even partially, designated as a residence.

But future owners of post frame barns used strictly for agriculture can have an easier avenue today to secure full financing. The key is to shop around for a bank that specializes in this type of financing.

We recommend these financial companies:

  • The First National Bank of Monterey

    1049 Lakeshore Drive
    Culver, IN 46511
    574-842-5142
    www.fnbmonterey.com

  • First Farmers Bank & Trust

    123 N Jefferson Street
    Converse, IN 46919
    765-395-3316
    www.ffbt.com

  • 1st Source Bank

    PO Box 1602
    South Bend, IN 46634
    574-235-2000
    www.1stsource.com/li>

Many banks across the country understand the value that a practical and long-lasting post frame barn brings to an active farming business.

Check out your options before you proceed.

HELOC Borrowing Option

Always a practical option for a homeowner with sufficient equity in their residence, a Home Equity Line of Credit (HELOC) may allow you to borrow the necessary amount to construct the post frame barn by using your home equity as security.

The potential benefits of a HELOC are:

  • Typically, a lower interest rate for a longer period
  • Interest is often tax deductible, same as your home mortgage
  • Secured loans are easier to obtain
  • Risk is low since the value of your property or business will increase by at least the amount of the loan
  • Once a HELOC is opened, you may borrow against it again in the future as you pay down the existing balance

Paying Cash

Saving and paying cash is always an acceptable option for paying for a new post frame barn. You might tap your savings or sell some unneeded assets, and the benefit is that you will not have recurring payments. As a result, 100% of the building belongs to you or your business from the outset.

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Financial Benefits of a Well-Designed Post Frame Barn

Whether you choose a loan or pay cash, post frame construction is often the least-cost way to proceed for several reasons:

  • Lower Cost. Cost-per-cubic-foot is often less than other construction methods due to efficient use of materials and labor, lower energy usage, shorter time to completion, and frequently less site preparation.
  • Right-Sizing and Expandability. Post frame buildings can be built for present and near-future needs, keeping in mind that expansion is a simple process. Because the vertical supports are widely spaced, adding to your original building is easier with post frame buildings.
  • Lower Energy Costs. Due to the wide spacing of the vertical posts, the sides and ceilings of post beam buildings are more uniformly insulated.

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Contact Pacemaker Post Frame Buildings

For questions about the design or recommendations regarding the financing of a new post frame barn, contact the experts at Pacemaker Post Frame Buildings. Located in Northern Indiana and serving Northern Indiana, Southwest Michigan, and Northwest Ohio.  Pacemaker designs, manufactures, builds, and consults for post frame structures.

Common uses for Post Frame Buildings:

  • Agricultural
  • Equestrian
  • Commercial
  • Municipal
  • Residential

For over four decades, the Pacemaker professionals have helped forward the technology and applications of modern, durable, and attractive post frame buildings.

Visit the Pacemaker website to see examples of their many extraordinary projects.

Or, phone the Pacemaker professionals with any questions at 888.834.4448.

Post Frame Building Door Considerations

Post-Frame-Building-Door-Considerations-315The versatility of modern post frame construction is undeniable. As the engineering, technology, and materials have evolved, post frame construction has become a sensible and economical option for a broad range of uses. No longer merely an excellent choice for solely agricultural applications. Post frame construction is used extensively for many types of structures. For example, municipal offices, fire stations, churches, schools and annexes, warehouses, manufacturing, retail stores, equestrian buildings, and even personal residences.

One principal advantage of post-frame construction is the ability to build with wide open interiors without obstructions caused by several load-bearing columns and walls. As a result, large vehicles and equipment can be moved into and out of the structures without unnecessary maneuvering or disassembly. In retail and manufacturing, the open areas eliminate vision-blocking barriers and allow production lines to operate in minimal space.

Designing Doorways for Post Frame Structures

Selecting the appropriate ingress and egress demands of the building is an essential step in the building design process. Openings and doorways must be as wide as needed for access by large vehicles, equipment, and delivery of supplies or inventory. When heavy equipment is involved, the design should address elements such as load limits on flooring and surfaces entering the doorway.

What will be dimensions of the largest vehicles or equipment that will move into and out of the building? For those very wide or heavy vehicles and equipment, orient the building entry in a direction that allows for easy, unobstructed access without excessive maneuvering.

Is the load limit of the exterior access and interior floor sufficient to maintain the potentially heaviest weight?

Will there be a sufficient number and proper placement of doorways for every occupant to escape quickly in an emergency?

Does the climate involve significant snow or endure extended periods of frigid temperatures? In many areas, clearing snow and ice frequently may be necessary. In cold weather, you may also choose to install a quick-response door system that saves energy within.

Large Door Options

Need a large doorway? there are three options, although variations of these are possible. The most common options are sliding doors, overhead doors, and hydraulic doors.

  • Sliding door systems may be a single door opening right or left. Or alternatively, double doors that move in opposite directions. These doors operate manually. But consider the amount of time it takes to operate if the doors require frequent use. Sliding doors are the least expensive of the three options requiring less complicated engineering, easier installation, and less energy consumption.
    Additionally, If the weather involves considerable ice and snow, continually clearing exterior sliding tracks can be a time-consuming endeavor. If interior space permits, mounting the doors and tracks inside of the entry is a better choice.
  • Overhead Doors that open and close vertically like a typical garage door is a very convenient option. While smaller doors may open manually, large doors, up to 36’, require electronic operations that can be triggered when a vehicle nears the entry or through a remote-control system. These are not as susceptible to ice and snow as sliding doors are.
  • Hydraulic & Bi-fold Doors are a heavy-duty option for large doorways, typically used for airplane hangars and other large vehicle entry. The doors are hinged at the top and open outward and upward, powered by robust hydraulic systems. The doors can be a solid piece or bi-folds. Many vehicle repair shops and agricultural equipment storage use these systems. When opened, the door itself provides additional covered workspace.

Pacemaker, the Experts in Post Frame Construction

Pacemaker Post Frame Buildings Offers Design and Construction Ideas. Headquartered in N. Webster, Indiana, Pacemaker Post Frame Buildings has been assisting in the design, engineering, and construction of modern post frame buildings for municipal, agricultural, civic, equestrian, and residential buildings in the Midwest for 40 years.

To view some of Pacemaker’s outstanding finished projects in every segment of their business, visit the Pacemaker Gallery’s “What We Create” section to learn more.

Also, visit Pacemaker’s Contact Page to learn more.

 

How to Select Doors for your Post Frame Building

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Beautiful and functional post frame buildings have many uses. Today, post frame construction is commonly used for agricultural buildings, auto repair shops, equestrian centers, fire stations, retail outlets, churches, schools, warehouses, and more.

Post frame buildings are ideal for many applications. As a result, selecting the right doors varies from project to project.

Designing Doorways

The primary consideration for entry and exits to any building is the size of the objects that must pass through. For barns, repair shops, or warehouse, access must allow easy entry by large vehicles. Tractors, automobiles, trucks, and loaded forklifts may also be able to enter and egress easily.

Fire stations must allow quick and the efficient exit of massive fire engines. Equestrian centers must have entries large enough to allow horses and riders to enter and leave safely without obstruction.

Creating a doorway that is wider and taller than the largest object to ever pass through is always the necessary solution.

Overhead and Sliding Doors

Another factor to consider, in most instances, is the preservation of energy. While what passes through will influence the dimensions of the doorway, energy savings issues may determine the type of door to be installed.

For example, overhead doors have inherent advantages in that their operations are not affected by snow and cold weather. The doors rise instead of needing to push against accumulated snow. The tracks are inside and will not tend to freeze.

However, sliding doors can be set to open longitudinally only as far as is needed, thereby reducing energy consumption.

Since “big” doors may only need to operate when needed, smaller service and “man” doors can be scattered throughout the building where required. These help to preserve energy loss from the working areas.

Heavy-duty PVC strip curtains may also be used for any exterior access points to allow entry without letting energy escape,

Double Doors and Bi-Fold Doors

Double doors of various sizes can enable easy access of smaller units through one side while the opposite side remains closed. This will preserve energy in the post frame building. When larger objects pass through, both sides may be opened.

Similarly, bi-fold doors may be opened only as far as needed for easy entry or egress.

Dutch Doors for Barns and Equestrian

Because of the clear, uninterrupted space within, post frame buildings are perfect for agricultural and equestrian buildings. Dutch doors are very popular for housing animals because the upper section may be open to permit air and light. The lower part stays closed to keep animals from escaping.

Dutch-style doorways have long been preferred for horse barn applications.

Spacing Advantage of Post Frame Buildings

One notable advantage regarding doorway placement or any subsequent changes is the eight-foot spacing of post frame’s vertical beams or posts. Additional doorways can be added without requiring substantial modifications to the building’s framing structure.

Pacemaker, the Experts in Post Frame Construction

Pacemaker Post Frame Buildings of North Webster, Indiana, has been a standard setter in post frame construction for over four decades. The experts at Pacemaker have been involved in the design, manufacture, and construction of thousands of post frame buildings of every type from industrial and agricultural to municipal, civic, retail, residential, and more.

Visit Pacemaker’s website gallery to view the many applications of beautiful, economical, and functional buildings. Also, you can learn about their process, financing options, and what to look for in a competent post frame building supplier and builder.

The Pacemaker experts can guide your project from concept to completion, collaborating to ensure all expectations are met.

For questions about any phase of post frame construction, contact the professionals at Pacemaker Post Frame Buildings. To do so, either complete the website’s Contact section or by calling (888)-834-4448.